Privacy Policy

Our Privacy Policy for Your Reference

Policy Summary:

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms;
    • Information about your transactions with us, our affiliates, or others; and
    • Information we receive from a consumer reporting agency.
    • We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
  • We may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.
  • We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:
    • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
    • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
    • Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.
  • We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.
  • By using this website or application and providing personal data, user consents to the collection and use of personal information as described in this Privacy Policy.

Full Privacy Policy:

Privacy Policy of smithandassociates.com

This Application collects some Personal Data from its Users.

Data Controller and Owner

Smith & Associates Real Estate
Owner contact email: [email protected]

Types of Data collected

Among the types of Personal Data that this Application collects, by itself or through third parties, there are: Cookies, Usage Data, unique device identifiers for advertising (Google Advertiser ID or IDFA, for example), email address, first name, last name, phone number, address, state, ZIP/Postal code, city and geographic position.

Complete details on each type of Personal Data collected are provided in the dedicated sections of this privacy policy or by specific explanation texts displayed prior to the Data collection.

The Personal Data may be freely provided by the User, or, in case of Usage Data, collected automatically when using this Application.

All Data requested by this Application is mandatory and failure to provide this Data may make it impossible for this Application to provide its services. In cases where this Application specifically states that some Data is not mandatory, Users are free not to communicate this Data without any consequences on the availability or the functioning of the service. Users who are uncertain about which Personal Data is mandatory are welcome to contact the Owner.

Any use of Cookies – or of other tracking tools – by this Application or by the owners of third party services used by this Application serves the purpose of providing the service required by the User, in addition to any other purposes described in the present document and in the Cookie Policy, if available.

Users are responsible for any third party Personal Data obtained, published or shared through this Application and confirm that they have the third party's consent to provide the Data to the Owner.

Mode and place of processing the Data

Methods of processing

The Data Controller processes the Data of Users in a proper manner and shall take appropriate security measures to prevent unauthorized access, disclosure, modification, or unauthorized destruction of the Data.

The Data processing is carried out using computers and/or IT enabled tools, following organizational procedures and modes strictly related to the purposes indicated. In addition to the Data Controller, in some cases, the Data may be accessible to certain types of persons in charge, involved with the operation of the site (administration, sales, marketing, legal, system administration) or external parties (such as third party technical service providers, mail carriers, hosting providers, IT companies, communications agencies) appointed, if necessary, as Data Processors by the Owner. The updated list of these parties may be requested from the Data Controller at any time.

Place
The Data is processed at the Data Controller's operating offices and in any other places where the parties involved with the processing are located. For further information, please contact the Data Controller.

Retention time
The Data is kept for the time necessary to provide the service requested by the User, or stated by the purposes outlined in this document, and the User can always request that the Data Controller suspend or remove the data.

The use of the collected Data

The Data concerning the User is collected to allow the Owner to provide its services, as well as for the following purposes: Advertising, Analytics, Interaction with external social networks and platforms, Remarketing and behavioral targeting, Registration and authentication, Contacting the User, Content performance and features testing (A/B testing), Displaying content from external platforms, Hosting and backend infrastructure, Infrastructure monitoring, Location-based interactions, Managing contacts and sending messages and RSS feed management.

The Personal Data used for each purpose is outlined in the specific sections of this document.

Disclosure required by law

The Personal Data may be disclosed when the Data Controller is legally compelled to do so, which includes when the Data Controller, in good faith, believes that the law requires it or for the protection of legal rights. The Data Controller may also disclose account information if there is reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating this website’s Terms of Service or to protect the safety of other users and the Public.

Cookie Policy

This Application uses Cookies. To learn more and for a detailed cookie notice, you may consult the Cookie Policy.

Additional information about Data collection and processing

Legal action

The User's Personal Data may be used for legal purposes by the Data Controller, in Court or in the stages leading to possible legal action arising from improper use of this Application or the related services.

The User declares to be aware that the Data Controller may be required to reveal personal data upon request of public authorities.

Additional information about User's Personal Data

In addition to the information contained in this privacy policy, this Application may provide the User with additional and contextual information concerning particular services or the collection and processing of Personal Data upon request.

System logs and maintenance

For operation and maintenance purposes, this Application and any third-party services may collect files that record interaction with this Application (System logs) or use for this purpose other Personal Data (such as IP Address).

Information not contained in this policy

More details concerning the collection or processing of Personal Data may be requested from the Data Controller at any time. Please see the contact information at the beginning of this document.

The rights of Users

Users have the right, at any time, to know whether their Personal Data has been stored and can consult the Data Controller to learn about their contents and origin, to verify their accuracy or to ask for them to be supplemented, cancelled, updated or corrected, or for their transformation into anonymous format or to block any data held in violation of the law, as well as to oppose their treatment for any and all legitimate reasons. Requests should be sent to the Data Controller at the contact information set out above.

Do Not Track requests

This Application does not support “Do Not Track” requests. To determine whether any of the third-party services it uses honor the “Do Not Track” requests, please read their privacy policies.

Changes to this privacy policy

The Data Controller reserves the right to make changes to this privacy policy at any time by giving notice to its Users on this page. It is strongly recommended to check this page often, referring to the date of the last modification listed at the bottom. If a User objects to any of the changes to the Policy, the User must cease using this Application and can request that the Data Controller remove the Personal Data. Unless stated otherwise, the then-current privacy policy applies to all Personal Data the Data Controller has about Users.

Information about this privacy policy

The Data Controller is responsible for this privacy policy, prepared starting from the modules provided by iubenda and hosted on iubenda's servers.

Consent

By using this Website or Application and providing Personal Data, User consents to the collection and use of Personal Data as described in this Privacy Policy.

Use of website or Application by children

Children are not eligible to use this Application unsupervised. Children (under the age of 18) should not submit any Personal Data through the Application or website and should only use this Application and website in conjunction with permission and guidance from parents or guardians.

Definitions and legal references

Personal Data (or Data)

Any information regarding a natural person, a legal person, an institution or an association, which is, or can be, identified, even indirectly, by reference to any other information, including a personal identification number.

Usage Data

Information collected automatically from this Application (or third party services employed in this Application), which can include: the IP addresses or domain names of the computers utilized by the Users who use this Application, the URI addresses (Uniform Resource Identifier), the time of the request, the method utilized to submit the request to the server, the size of the file received in response, the numerical code indicating the status of the server's answer (successful outcome, error, etc.), the country of origin, the features of the browser and the operating system utilized by the User, the various time details per visit (e.g., the time spent on each page within the Application) and the details about the path followed within the Application with special reference to the sequence of pages visited, and other parameters about the device operating system and/or the User's IT environment.

User

The individual using this Application, which must coincide with or be authorized by the Data Subject, to whom the Personal Data refers.

Data Subject

The legal or natural person to whom the Personal Data refers.

Data Processor (or Data Supervisor)

The natural person, legal person, public administration or any other body, association or organization authorized by the Data Controller to process the Personal Data in compliance with this privacy policy.

Data Controller (or Owner)

The natural person, legal person, public administration or any other body, association or organization with the right, also jointly with another Data Controller, to make decisions regarding the purposes, and the methods of processing of Personal Data and the means used, including the security measures concerning the operation and use of this Application. The Data Controller, unless otherwise specified, is the Owner of this Application.

This Application

The hardware or software tool by which the Personal Data of the User is collected.

Cookies

Small piece of data stored in the User's device.

Detailed information on the processing of Personal Data

Personal Data is collected for the following purposes and using the following services:

Advertising

This type of service allows User Data to be utilized for advertising communication purposes displayed in the form of banners and other advertisements on this Application, possibly based on User interests.

This does not mean that all Personal Data are used for this purpose. Information and conditions of use are shown below.

Some of the services listed below may use Cookies to identify Users or they may use the behavioral retargeting technique, i.e. displaying ads tailored to the User’s interests and behavior, including those detected outside this Application. For more information, please check the privacy policies of the relevant services.

In addition to any opt out offered by any of the services below, the User may opt out of a third-party service's use of cookies by visiting the Network Advertising Initiative opt-out page.

Google AdSense (Google Inc.) Google AdSense is an advertising service provided by Google Inc. This service uses the “Doubleclick” Cookie, which tracks use of this Application and User behavior concerning ads, products and services offered. Users may decide to disable all the Doubleclick Cookies by clicking on:  google.com/settings/ads/onweb/optout. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy – Opt Out

Facebook Audience Network (Facebook, Inc.) Facebook Audience Network is an advertising service provided by Facebook, Inc. In order to understand Facebook's use of Data, consult Facebook's data policy. This Application may use identifiers for mobile devices (including Android Advertising ID or Advertising Identifier for iOS, respectively) and technologies similar to cookies to run the Facebook Audience Network service. One of the ways Audience Network shows ads is by using the User's ad preferences. The User can control this in the Facebook ad settings. Users may opt-out of certain Audience Network targeting through applicable device settings, such as the device advertising settings for mobile phones or by following the instructions in other Audience Network related sections of this privacy policy, if available. Personal Data collected: Cookies, unique device identifiers for advertising (Google Advertiser ID or IDFA, for example) and Usage Data. Place of processing: USA – Privacy Policy – Opt Out

Analytics

The services contained in this section enable the Owner to monitor and analyze web traffic and can be used to keep track of User behavior.

Google Analytics (Google Inc.) Google Analytics is a web analysis service provided by Google Inc. (“Google”). Google utilizes the Data collected to track and examine the use of this Application, to prepare reports on its activities and share them with other Google services. Google may use the Data collected to contextualize and personalize the ads of its own advertising network. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy – Opt Out

Facebook Ads conversion tracking (Facebook, Inc.) Facebook Ads conversion tracking is an analytics service provided by Facebook, Inc. that connects data from the Facebook advertising network with actions performed on this Application. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Google AdWords conversion tracking (Google Inc.) Google AdWords conversion tracking is an analytics service provided by Google Inc. that connects data from the Google AdWords advertising network with actions performed on this Application. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Google Tag Manager (Google Inc.) Google Tag Manager is an analytics service provided by Google Inc. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Contacting the User

Contact form (This Application) By filling in the contact form with their Data, the User authorizes this Application to use these details to reply to requests for information, quotes or any other kind of request as indicated by the form’s header. Personal Data collected: address, city, email address, first name, last name, phone number, state and ZIP/Postal code.

Phone contact (This Application) Users that provided their phone number might be contacted for commercial or promotional purposes related to this Application, as well as for fulfilling support requests. Personal Data collected: phone number.

Content performance and features testing (A/B testing)

The services contained in this section allow the Owner to track and analyze the User response concerning web traffic or behavior regarding changes to the structure, text or any other component of this Application.

Google Website Optimizer (Google Inc.) Google Website Optimizer is an A/B testing service provided by Google Inc. Google may use Personal Data to contextualize and personalize the ads of its own advertising network. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Optimizely (Optimizely, Inc.) Optimizely is an A/B testing service provided by Optimizely, Inc. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Displaying content from external platforms

This type of service allows you to view content hosted on external platforms directly from the pages of this Application and interact with them. This type of service might still collect web traffic data for the pages where the service is installed, even when Users do not use it.

Google Maps widget (Google Inc.) Google Maps is a maps visualization service provided by Google Inc. that allows this Application to incorporate content of this kind on its pages. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Google Site Search (Google Inc.) Google Site Search is a search engine embedding service provided by Google Inc. that allows this Application to incorporate content of this kind on its pages. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Issuu widget (Issuu, Inc) Issuu is a digital content visualization service provided by Issuu, Inc. that allows this Application to incorporate content of this kind on its pages. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Mapbox widget (Mapbox Inc.) Mapbox is a maps visualization service provided by Mapbox Inc. that allows this Application to incorporate content of this kind on its pages. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Typekit (Adobe Systems Incorporated) Typekit is a typeface visualization service provided by Adobe Systems Incorporated that allows this Application to incorporate content of this kind on its pages. Personal Data collected: Usage Data and various types of Data as specified in the privacy policy of the service. Place of processing: US – Privacy Policy

Wistia widget (Wistia, Inc.) Wistia is a video content visualization service provided by Wistia, Inc. that allows this Application to incorporate content of this kind on its pages. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

YouTube video widget (Google Inc.) YouTube is a video content visualization service provided by Google Inc. that allows this Application to incorporate content of this kind on its pages. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Hosting and backend infrastructure

This type of service has the purpose of hosting data and files that enable this Application to run and be distributed as well as to provide a ready-made infrastructure to run specific features or parts of this Application. Some of these services work through geographically distributed servers, making it difficult to determine the actual location where the Personal Data are stored.

Amazon Web Services (AWS) (Amazon) Amazon Web Services is a hosting and backend service provided by Amazon.com Inc. Personal Data collected: various types of Data as specified in the privacy policy of the service. Place of processing: See the Amazon privacy policy – Privacy Policy

Infrastructure monitoring

This type of service allows this Application to monitor the use and behavior of its components so its performance, operation, maintenance and troubleshooting can be improved. Which Personal Data are processed depends on the characteristics and mode of implementation of these services, whose function is to filter the activities of this Application.

Uptime Robot (Buzpark Bilisim Tarim Urunleri Sanayi Tic. Ltd. Sti.) Uptime Robot is a monitoring service provided by Buzpark Bilisim Tarim Urunleri Sanayi Tic. Ltd. Sti. Personal Data collected: various types of Data as specified in the privacy policy of the service. Place of processing: Turkey – Privacy Policy

Interaction with external social networks and platforms

This type of service allows interaction with social networks or other external platforms directly from the pages of this Application. The interaction and information obtained through this Application are always subject to the User’s privacy settings for each social network. This type of service might still collect traffic data for the pages where the service is installed, even when Users do not use it.

Facebook Like button and social widgets (Facebook, Inc.) The Facebook Like button and social widgets are services allowing interaction with the Facebook social network provided by Facebook, Inc. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

AddThis (Addthis Inc.) AddThis is a service provided by Clearspring Technologies Inc., which displays a widget that allows interaction with social networks and external platforms as well as sharing the contents of this Application. Depending on the configuration, this service can display widgets belonging to third parties such as the managers of social networks where interactions are shared. In this case, also the third parties that provide the widget will be informed of interactions and Usage Data on the pages where this service is installed. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Google 1 button and social widgets (Google Inc.) The Google 1 button and social widgets are services allowing interaction with the Google social network provided by Google Inc. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

LinkedIn button and social widgets (LinkedIn Corporation) The LinkedIn button and social widgets are services allowing interaction with the LinkedIn social network provided by LinkedIn Corporation. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Twitter Tweet button and social widgets (Twitter, Inc.) The Twitter Tweet button and social widgets are services allowing interaction with the Twitter social network provided by Twitter, Inc. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Location-based interactions

Non-continuous geolocation (This Application) This Application may collect, use, and share User location Data in order to provide location-based services. Most browsers and devices provide tools to opt out from this feature by default. If explicit authorization has been provided, the User’s location data may be tracked by this Application. The geographic location of the User is determined in a manner that isn't continuous, either at the specific request of the User or when the User doesn't point out its current location in the appropriate field and allows the application to detect the position automatically. Personal Data collected: geographic position.

Managing contacts and sending messages

This type of service makes it possible to manage a database of email contacts, phone contacts or any other contact information to communicate with the User. These services may also collect data concerning the date and time when the message was viewed by the User, as well as when the User interacted with it, such as by clicking on links included in the message.

Twilio (Twilio, Inc.) Twilio is a phone numbers management and communication service provided by Twilio, Inc. Personal Data collected: phone number. Place of processing: US – Privacy Policy

Registration and authentication

By registering or authenticating, Users allow this Application to identify them and give them access to dedicated services. Depending on what is described below, third parties may provide registration and authentication services. In this case, this Application will be able to access some Data, stored by these third-party services, for registration or identification purposes.

Facebook Authentication (Facebook, Inc.) Facebook Authentication is a registration and authentication service provided by Facebook, Inc. and is connected to the Facebook social network. Personal Data collected: various types of Data as specified in the privacy policy of the service. Place of processing: US – Privacy Policy

Google OAuth (Google Inc.) Google OAuth is a registration and authentication service provided by Google Inc. and is connected to the Google network. Personal Data collected: various types of Data as specified in the privacy policy of the service. Place of processing: US – Privacy Policy

Remarketing and behavioral targeting

This type of service allows this Application and its partners to inform, optimize and serve advertising based on past use of this Application by the User. This activity is performed by tracking Usage Data and by using Cookies, information that is transferred to the partners that manage the remarketing and behavioral targeting activity. In addition to any opt out offered by any of the services below, the User may opt out of a third-party service's use of cookies by visiting the Network Advertising Initiative opt-out page.

Facebook Custom Audience (Facebook, Inc.) Facebook Custom Audience is a remarketing and behavioral targeting service provided by Facebook, Inc. that connects the activity of this Application with the Facebook advertising network. Personal Data collected: Cookies and email address. Place of processing: US – Privacy Policy – Opt Out

AdRoll (Semantic Sugar, Inc.) AdRoll is an advertising service provided by Semantic Sugar, Inc. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy – Opt Out

Facebook Remarketing (Facebook, Inc.) Facebook Remarketing is a remarketing and behavioral targeting service provided by Facebook, Inc. that connects the activity of this Application with the Facebook advertising network. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy – Opt Out

Remarketing through Google Analytics for Display Advertising (Google Inc.) Google Analytics for Display Advertising is a remarketing and behavioral targeting service provided by Google Inc. that connects the tracking activity performed by Google Analytics and its Cookies with the Adwords advertising network and the Doubleclick Cookie. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy – Opt Out

Twitter Remarketing (Twitter, Inc.) Twitter Remarketing is a remarketing and behavioral targeting service provided by Twitter, Inc. that connects the activity of this Application with the Twitter advertising network. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy – Opt Out

AdWords Remarketing (Google Inc.) AdWords Remarketing is a remarketing and behavioral targeting service provided by Google Inc. that connects the activity of this Application with the Adwords advertising network and the Doubleclick Cookie. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy – Opt Out

RSS feed management

This type of service allows this Application to manage RSS feeds and the distribution of their content. Depending on the characteristics of the service used, these services may be used to insert ads within the content and to gather statistics data from them.

Feedburner (Google Inc.) Feedburner is a service to manage RSS feeds provided by Google Inc. It allows the collection of statistics on what content is consumed and to insert ads in it. Personal Data collected: Cookies and Usage Data. Place of processing: US – Privacy Policy

Legal information

Notice to European Users: this privacy statement has been prepared in fulfillment of the obligations under Art. 10 of EC Directive n. 95/46/EC, and under the provisions of Directive 2002/58/EC, as revised by Directive 2009/136/EC, on the subject of Cookies.

This privacy policy relates solely to this Application.

Policy summary

Personal Data collected for the following purposes and using the following services:

  • Advertising
    • Google AdSense
      • Personal Data: Cookies and Usage Data
    • Facebook Audience Network
      • Personal Data: Cookies, unique device identifiers for advertising (Google Advertiser ID or IDFA, for example) and Usage Data
  • Analytics
    • Google Analytics, Facebook Ads conversion tracking, Google AdWords conversion tracking and Google Tag Manager
      • Personal Data: Cookies and Usage Data
  • Contacting the User
    • Contact form
      • Personal Data: address, city, email address, first name, last name, phone number, state and ZIP/Postal code
    • Phone contact
      • Personal Data: phone number
  • Content performance and features testing (A/B testing)
    • Google Website Optimizer and Optimizely
      • Personal Data: Cookies and Usage Data
  • Displaying content from external platforms
    • Google Maps widget, Google Site Search, Issuu widget, Mapbox widget, Wistia widget and YouTube video widget
      • Personal Data: Cookies and Usage Data
    • Typekit
      • Personal Data: Usage Data and various types of Data as specified in the privacy policy of the service
  • Hosting and backend infrastructure
    • Amazon Web Services (AWS)
      • Personal Data: various types of Data as specified in the privacy policy of the service
  • Infrastructure monitoring
    • Uptime Robot
      • Personal Data: various types of Data as specified in the privacy policy of the service
  • Interaction with external social networks and platforms
    • Facebook Like button and social widgets, AddThis, Google 1 button and social widgets, LinkedIn button and social widgets and Twitter Tweet button and social widgets
      • Personal Data: Cookies and Usage Data
  • Location-based interactions
    • Non-continuous geolocation
      • Personal Data: geographic position
  • Managing contacts and sending messages
    • Twilio
      • Personal Data: phone number
  • Registration and authentication
    • Facebook Authentication and Google OAuth
      • Personal Data: various types of Data as specified in the privacy policy of the service
  • Remarketing and behavioral targeting
    • Facebook Custom Audience
      • Personal Data: Cookies and email address
    • AdRoll, Facebook Remarketing, Remarketing through Google Analytics for Display Advertising, Twitter Remarketing and AdWords Remarketing
      • Personal Data: Cookies and Usage Data
  • RSS feed management
    • Feedburner
      • Personal Data: Cookies and Usage Data
  • Contact information
    • Data Controller and Owner - Smith & Associates Real Estate
    • Owner contact email: [email protected]

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