For your peace of mind.

Title insurance is a means of protecting yourself from financial loss in the event that problems develop regarding the rights to ownership of your property. Any number of problems that remain undisclosed, even after the most meticulous search of public records, can make a title defective. These hidden “defects” are dangerous because you may not learn of them for many months or even years. Yet, they could force you to spend substantial sums on a legal defense, and still result in the loss of your property. Some possible hidden “defects” may include false impersonation of the true property owner, incorrect property description, public records errors, forged deeds or wills, and fraud. In addition to protecting from financial loss, your owner’s title insurance policy covers the costs of legal defense. Title insurance is a one-time premium expense paid when you purchase your home; and it continues to provide complete coverage for as long as you or your heirs own the property.

Nothing else guarantees a home buyer’s peace of mind quite like title insurance.

At Smith & Associates Title we work with some of the most reputable and recognized title insurance underwriters in the nation:

TICOR Title Insurance

• For more than a century, Ticor Title has been a premier leader in the title insurance industry. It provides customers with an unmatched combination of professional expertise, exemplary customer service and rock-solid security.
• Ticor’s tremendous financial strength is backed by reserves of $940 million - the largest in the industry. Its claims-paying ability provides customers peace of mind and consistently earns “A” ratings or higher from Standard & Poor’s, Moody’s, Fitch and A.M. Best.

Old Republic Title Insurance Group

• Old Republic Title is one of the largest title insurers in the United States. It operates through a national network of Company-owned offices, affiliates, authorized agents, and approved attorneys.
• Its mission is to provide market-responsive real estate transfer products and services for individuals, businesses, and government through direct operations and independent title agencies.